The Homeowners policy is one of the most complex and extensive policies written. Your home is where your stuff is located. You need a professional to analyze your needs and match them with available coverages.
We represent an array of insurers – one of them has a policy that best fits you. There is no maximum to the value of homes we insure.
Are you taking advantage of the discounts afforded to you? Things like multiple policy discounts, high deductible discounts, new home discounts, and security discounts.
We are homeowners too, so we know how important having the coverage you need at a price you can afford is. If you have an investment or vacation home, there may be a wide difference in what rules regulate your primary home from your vacation home at the beach. Besides price, there are other important factors to consider – payment plans, financial stability, and prompt and fair claim experience.
We have several carriers looking to do business. We look for the best fit – age of drivers, usage of vehicles, type of car – all mean something and the answer to the above will direct us to which company is the best fit.
What is important to you?
Payment Options? Discounts for multiple cars or for homeowners on the same policy? Which form – limited tort or full tort? Eligibility for accident forgiveness?
Have you had a good discussion with your agent about the cost benefits of limited vs. full tort? Or showed you, if you dropped collision on a car – what are the savings?
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